Free OAS guide
OAS Clawback Strategy
How to structure your retirement income so you keep your full OAS — the threshold, what triggers it, and the moves that avoid it.
What's inside
- The 2024 clawback threshold and exactly how the 15% repayment works.
- Which income sources count toward clawback — and which don't (TFSA).
- The TFSA substitution move that preserves OAS with zero cash flow impact.
- How pension splitting with a spouse can cut clawback in half.
- + 3 follow-up emails including a real example of $4,000+/year saved.
$500K+Ages 65+Free
Want to check if clawback is a risk in your plan? Book a free assessment.