Investment
Why Your Bank Financial Advisor Might Be Costing You Thousands
Your bank financial advisor may be costing you thousands in hidden fees. Learn about MERs, limited product shelves, and what independent advice looks like.
10 min read
ReadFinancial Planning Resources
Practical guides and articles to help you make smarter financial decisions. Written for real people in Ontario — not industry insiders.
AllCorporateInvestmentRetirementTax Planning
Corporate
Corporate Life Insurance: The Tax Strategy Ontario Business Owners Are Missing
Corporate-owned life insurance is one of the most powerful tax strategies for Ontario business owners. Learn how the Capital Dividend Account creates tax-free wealth transfer.
10 min read
ReadRetirement
How Much Do You Need to Retire in London, Ontario? A Complete Guide
Calculate how much you need to retire comfortably in London, Ontario. Covers cost of living, CPP, OAS, RRSP/TFSA strategies, and year-by-year projections.
11 min read
ReadInvestment
Mortgage Payoff vs. Investing: What Makes Sense in Ontario Right Now?
Should you pay off your mortgage faster or invest the difference? We break down the Ontario math including RRSP tax refunds, mortgage rates, and opportunity costs.
11 min read
ReadRetirement
A Step-by-Step Retirement Planning Guide for Ontario Couples
Ontario couples face unique retirement planning decisions. This step-by-step guide covers income splitting, CPP sharing, spousal RRSPs, and tax-efficient withdrawals.
11 min read
ReadTax Planning
RRSP vs TFSA: The Complete Ontario Decision Guide for 2026
RRSP or TFSA? Use Ontario tax brackets to make the right choice. Complete 2026 guide covering contribution limits, tax advantages, and when each account wins.
11 min read
ReadTax Planning
5 Tax Mistakes London Ontario Business Owners Make Every Year
London Ontario business owners lose thousands to these 5 common tax mistakes. Learn about salary vs dividends, IPPs, corporate life insurance, and more.
11 min read
ReadRetirement
When Should You Take CPP? The Ontario Math Explained
Should you take CPP at 60, 65, or 70? We run the Ontario-specific math including tax brackets, OAS clawbacks, and break-even analysis to find your best option.
10 min read
ReadHave a financial question?
Book a free 15-minute call and get answers specific to your situation.
Or text/call me anytime. My appointment setter can also get you booked, just send a message.